In the world of football, Lionel Messi and Cristiano Ronaldo have long been considered the twin titans of the sport, dominating the game for over a decade. However, the golden era of the "two greats" seems to have come to an end, as Messi finds himself left out of the annual best XI for the first time in 18 years, while Ronaldo has failed to make the cut for the third consecutive year.Surat Businessman Attacks Family, Then Attempts Suicide; Wife and Minor Son Murdered, Parents Injuredcasino games for fun 。

NexOptic Technology (CVE:NXO) Shares Down 20% – Here’s What HappenedThe sight of these freed prisoners laughing and running serves as a powerful reminder of the resilience of the human spirit, the capacity for joy in the face of adversity, and the transformative power of liberation. It challenges our preconceived notions of how individuals should react to trauma and captivity, and it inspires us to look beyond the surface to find hope and humanity even in the darkest of circumstances.

In this era of rapid technological advancement and shifting consumer preferences, the corn industry finds itself at a crossroads, poised for transformation. The emergence of the "lifesaving straw" represents a unique opportunity for the industry to reinvent itself, adopt new technologies, and embrace sustainability. As market sentiment undergoes a subtle but perceptible change, the future of corn hangs in the balance, waiting to see which direction it will ultimately take.The decision to hire him as the head coach of Beijing Guoan is a bold move that demonstrates the club's ambition to compete at the highest level of Asian and international football. With his vast experience and proven track record of success, the new coach is expected to bring a new level of professionalism and expertise to the team.

NoneIs Opening a Hotel in a County Town Profitable? Chain Brands Rushing into a New Blue OceanWith the holidays taking up much of your time, you may not be concentrating on retirement moves to make before 2025. But if you’re the type of person who does everything to the max, investing in your future retirement now could be a game changer. Contribution limits In 2024, you can invest up to $23,000 into your 401(k) retirement plan as per IRS contribution limits. If you’re over 50 and need to play catch-up, you can invest an extra $7,500. That means your total possible contribution for 2024 is $30,500. If that seems like a lot, it is. But you don’t have to max out your contributions if you can’t afford it. Employer matching can help. In 2025, you can invest $23,500, bringing your possible contribution up to $31,500. If you’re over 50, the catch-up contribution remains at $7,500 for 2025. But a huge change was made in SECURE 2.0 for employees aged 60 to 63 who participate in workplace retirement plans. Starting in 2025, this super catch-up contribution limit is $11,250 instead of $7,500. People are also reading... Adobe Stock Four ways to max out 1. Figure out how much you contributed. If you’ve contributed as much as possible for the year, you’re in good shape going into 2025. If you’re not sure, you changed jobs or haven’t contributed consistently in 2024, you still have time to make adjustments to max out your 401(k) contributions for the year. 2. Check your employer’s match. Employer matching is a job benefit not to be overlooked. After all, for every dollar you save in your 401(k), your employer matches your contributions dollar-for-dollar or offers a partial match up to a certain percentage of your wages. Knowing where you stand can help you make the most of this opportunity. For example, let’s say you earn $50,000 per year and contribute $3,000 to your 401(k), or 6% of your salary. If your employer offers to match 50 cents of each dollar you contribute up to 6% of your pay, they would add $1,500 each year to your 401(k) account, boosting your total annual contributions to $4,500. 3. Look at your budget. Maxing out your 401(k) is always a good move. However, retirement planning can be a balancing act; sometimes, your budget is downright against it. If you have high debt or no money set aside for emergencies, you may want to hold off a bit. That doesn’t mean you shouldn’t contribute to your retirement plan at all. Maintaining contributions is important, even if it means not maxing it out. Still, if you wait too long to save, you’ll have to play catch-up. Listen now and subscribe: Apple Podcasts | Spotify | RSS Feed | SoundStack | All Of Our Podcasts If you save too much, you may have to tap into your account early, which can mean early withdrawal penalties if you are under age 591⁄2. 4. Boost your contributions. If you have enough cash stashed away to cover a large lump sum contribution to your 401(k), you could max out your 401(k) contributions before the end of the year. You can do this by increasing the percentage you contribute monthly from your paycheck. You’ll want to speak with your employer or HR department to see if this is possible and fill out the necessary paperwork. Keep in mind that how often you increase it or even if you can will depend on your plan rules. You may also want to check to be sure your contributions are still automatic. Since it’s usually easier to save money if it’s automatically deducted from your paycheck, it may be worth reviewing your budget to see if you can boost your contribution amount to max out your 401(k). If you haven’t set up automatic payroll contributions, now is a good time to do so. 1 in 4 people say they’ll go into debt for the holidays. Is social media to blame? Benefits of maxing out Maxing out your 401(k) has some clear benefits. This is especially true if you’ve fallen behind on your savings goals or you simply want to grow your retirement nest egg faster. The main advantage is that you’ll have more money saved for retirement. According to Northwestern Mutual’s 2024 Planning & Progress Study, most retired Americans believe they will need nearly $1.5 million in the bank to retire comfortably. That’s a 15% increase — which far outpaces the 3% to 5% inflation rate — over 2023 and is up 53% from 2020. The money you put into your 401(k) lowers how much you’ll pay in taxes for the year, which may put you in a lower tax bracket. Also, 401(k) investments grow tax-deferred, so you won't pay taxes on the money until you withdraw the funds in retirement. If you have a Roth 401(k), you don't get a tax break on contributions because you fund your account with after-tax dollars. But the money you contribute grows tax-free and you won’t pay any taxes on your withdrawals in retirement. Speak with a pro Maxing out your 410(k) each year may not be enough to retire comfortably, but it is a great start. That’s why enlisting the help of a financial adviser in 2024 can help you get a head start on 2025 and a happy retirement down the road. 4 tips to help you experience exceptional cruise dining | PennyWise podcast You need to make $108,000 to afford a home in America Americans who bought homes in 2024 were older and richer than ever Why you shouldn't store your money in payment apps Be the first to know

As Liu Shaoang continues to push the boundaries of his sport, he serves as an inspiration to aspiring athletes and a testament to the power of perseverance and passion. His journey from being the arch rival of the Chinese short track team to emerging as a dark horse in the final lap of his career is a testament to the transformative power of dedication and hard work. Liu Shaoang's story serves as a reminder that success is not measured by where you start, but by how far you are willing to go to chase your dreams.Horwich Showcase raises money for Fortalice in event